Cambridge Savings Bank Home Loans

Just-A-Start manages a home improvement loan fund established by Cambridge Savings Bank.  Qualified homeowners are eligible for a loan with 3% interest and a repayment term of up to 20 years.  Eligibility is for owner-occupants of one to four unit properties with incomes ranging from $47,150 for one person to $88,950 for an eight-member family.

Residents of certain neighborhoods may have increased income levels.  Particularly in Cambridgeport-Riverside and portions of the Wellington Harrington area and of East Cambridge, income eligibility ranges from $79,320 for a single person to $149,640 for a family of eight.

Program Contact:

Alan LaBella (alanlabella(at) or 617-494-0444 x 314)


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