Home Improvement (HIP) Program

Home Improvement (HIP) Program

Are you a current Cambridge homeowner living in a 1-4 unit building and looking for technical assistance and low interest financing for a home repair or renovation?

Just A Start’s Home Improvement Program has helped hundreds of income-eligible Cambridge homeowners improve their home’s efficiency, functionality and aesthetics for almost 50 years. Our team will help you scope your project, identify code issues at the property, and secure competitive contractor bids for the work. Once a contractor is selected, we provide technical oversight throughout the lending and construction process.

Years assisting Cambridge homeowners since 1975
0 +
Over 1,000 low-interest rehab loans for Cambridge homeowners
0 +
In loan funding for home improvement and repair projects
$ 0 M+

How the program works:

In partnership with the City of Cambridge Community Development Department, we offer low interest (and sometimes no interest) loans to help fund the work. When possible, we seek grant assistance and partner with other non-profit lenders and city departments to maximize project savings for you.

A program priority is to identify and correct any code issues and ensure that your home is safe and comfortable to live in, both now and in the future.

Home improvement work can include projects like:

“I have always considered myself very lucky to have the help, guidance, and expertise from the staff at Just A Start. The Just A Start crew should be very proud of how nice my home turned out and I am grateful for the tremendous savings this program has passed on to me.”
– Mary P., HIP Client


Please contact Ethan Solomon, Homeownership Programs Director, at 617-918-7514 or [email protected] to learn more.

Scroll to Top